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Best Cashout Method: PayPal vs Gift Cards vs Crypto

Overview​

Reward XP offers multiple ways to redeem your XP. This guide compares all options to help you choose the best method for your situation.

Quick Comparison​

MethodBest ForProcessingFlexibility
PayPalCash flexibility~2 hoursHigh
Gift CardsSpecific purchases~2 hoursMedium
CryptoInvestment/trading~2 hoursMedium
Visa PrepaidCard purchases~2 hoursHigh

PayPal​

Overview​

PayPal sends cash directly to your PayPal account, giving you the most flexibility.

Pros​

  • ✅ Real cash you can withdraw to bank
  • ✅ Use anywhere PayPal is accepted
  • ✅ Transfer to bank account
  • ✅ No expiration
  • ✅ Fast processing (~2 hours)

Cons​

  • ❌ Requires PayPal account
  • ❌ PayPal fees may apply for some uses
  • ❌ Not available in all countries

Best For​

  • Users who want cash flexibility
  • Those who regularly use PayPal
  • People who want to withdraw to their bank

PayPal Redemption Guide →

Gift Cards​

Available Gift Cards​

Gaming:

Shopping:

Pros​

  • ✅ Instant delivery (to email)
  • ✅ Often best value for specific purchases
  • ✅ No account fees
  • ✅ Great for gifts
  • ✅ Works if you don't have PayPal

Cons​

  • ❌ Limited to specific stores/platforms
  • ❌ Can't convert back to cash easily
  • ❌ Some region-specific (US only for some)

Best For​

  • Gamers who spend on specific platforms
  • Specific purchase plans (like Amazon shopping)
  • Gift-giving
  • Users without PayPal

Cryptocurrency​

Available Options​

Pros​

  • ✅ Investment potential (value can increase)
  • ✅ Privacy benefits
  • ✅ Modern payment option
  • ✅ No traditional banking needed

Cons​

  • ❌ Value can decrease (volatile)
  • ❌ Requires crypto knowledge
  • ❌ May have network fees when moving
  • ❌ Tax implications in some countries

Best For​

  • Crypto enthusiasts
  • Users interested in investing
  • Those seeking privacy
  • People without traditional banking

Coinbase Guide → Crypto Voucher Guide →

Visa Prepaid Cards​

Overview​

Virtual Visa cards that work like debit cards for online purchases.

Pros​

  • ✅ Works anywhere Visa is accepted online
  • ✅ No bank account needed
  • ✅ Good privacy (not linked to personal card)
  • ✅ Works for subscriptions

Cons​

  • ❌ Online purchases only (virtual card)
  • ❌ Can't withdraw cash
  • ❌ Balance must cover full purchase

Best For​

  • Online shoppers
  • Subscription services
  • Users who don't want to link personal cards
  • Those without credit/debit cards

Visa Prepaid Guide →

Decision Guide​

Choose PayPal if:​

  • You want maximum flexibility
  • You might withdraw to your bank
  • You already use PayPal
  • You're not sure what you want to buy

Choose Gift Cards if:​

  • You know exactly where you'll spend it
  • You're a gamer with a preferred platform
  • You're buying a gift for someone
  • You don't have/want PayPal

Choose Crypto if:​

  • You're interested in cryptocurrency
  • You want potential value appreciation
  • You value privacy
  • You understand the volatility risk

Choose Visa Prepaid if:​

  • You want card-like flexibility
  • You make online purchases often
  • You don't want to use your personal card
  • You don't have PayPal or crypto wallet

Processing Times​

All rewards typically process within 2 hours.

MethodDelivery
PayPalTo PayPal account
Gift CardsTo your email
CryptoTo your wallet
Visa PrepaidTo your email/account

See Payment Schedule for detailed timing.

Minimum Redemption​

Minimum amounts vary by reward type. Check the Redeem section in your Reward XP account for current minimums and available denominations.

Tips for Choosing​

Think About Your Goals​

Short-term spending: Gift cards or Visa Long-term savings: PayPal (bank) or Crypto Specific purchase: Matching gift card Flexibility: PayPal

Consider Fees​

  • PayPal: Free to receive, fees for some transfers
  • Gift Cards: No fees, full value
  • Crypto: Network fees may apply when moving
  • Visa: No fees, full value

Check Availability​

Some options may not be available in your country. PayPal and gift cards are most widely available.

Frequently Asked Questions​

"Which gives the most value?"​

All options give equivalent value (10,000 XP = $1). Gift cards sometimes offer bonus promotions.

"Can I combine methods?"​

Yes! You can redeem some XP for PayPal, some for gift cards, etc. Mix and match as needed.

"What if I pick the wrong one?"​

See Can I Cancel a Payment Request? - cancellation is possible before processing.

"Which is fastest?"​

All options process in about 2 hours. Gift cards and crypto may arrive slightly faster than PayPal in some cases.

Summary​

NeedBest Choice
Cash to bankPayPal
Gaming purchasesPlatform gift card
Online shoppingAmazon or Visa
Investment potentialCrypto
Maximum flexibilityPayPal
No bank accountGift cards or Crypto

There's no single "best" option - it depends on your personal needs and preferences.

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